Our grow space is separate from our house but it's located in a strata building and is zoned for commercial. We just had to get expensive "specialty" insurance because 99% of typical insurance companies will void all coverage if you grow indoors.
perhaps we were an exception to the rule... small community etc.. just our experience
This is right and smart lol... You do not want to put your grow where you live too many things can go wrong if you can put it in a separate building this is the way to go... stay safe and like chief bigsmoke smart headband 707