max_well
Member
Looking for a little tactical advice on an upcoming refinance appraisal visit happening at the end of the week in the house I rent...
Any advice is appreciated
I'm a legal MMJ patient/grower in the Bay Area, have a moderate-sized, well-built, and sealed room in a nice unfinished basement. Basement access in only from the outside, back of the house. I'm in week 6, and things looking great but need a couple weeks to finish fully of course. It's a nice house, with out-of-state owners looking to refinance. We have a great relationship with the owners, who were actually just in town and came by for a meet and greet and were very happy with how we keep the place, and no interest to look around too much or see the basement. Big sigh of relief nonetheless. There is a property management company, but I don't think they will have anyone there for the appraisal.
My initial thought was chop and total breakdown, but I've heard some mixed stories online (appraiser forums, and here), as well as from some local friends that have been through this kind of thing that have me rethinking this. Some suggest denying access to an unfinished part of a house, with a simple excuse of "housemate that just moved out has key because he is still in the process of storing stuff in the basement /moving".. which I'm sure appraisers in this area might see through. I do have some decent photos of the basement pre-build/grow that I could give the appraiser, and I have dimensions measured, which I could share.. Wondering what kind of reaction I can expect if I go this route. I'm feeling that at worst it will delay a breakdown before a second visit to finalize the appraisal. I was told they wanted to have it done this week, so I'm hoping the fact that it is scheduled for friday might encourage them to just sign off without need to come back Monday.
Any thoughts or stories are welcomed
thanks
edit: I should note that plants are all big /trellised/ pretty floppy, etc, so moving them intact and reinstalling is not very practical. I do have a satellite place I could dry them... although quite premature, they probably will still look pretty decent.
Any advice is appreciated
I'm a legal MMJ patient/grower in the Bay Area, have a moderate-sized, well-built, and sealed room in a nice unfinished basement. Basement access in only from the outside, back of the house. I'm in week 6, and things looking great but need a couple weeks to finish fully of course. It's a nice house, with out-of-state owners looking to refinance. We have a great relationship with the owners, who were actually just in town and came by for a meet and greet and were very happy with how we keep the place, and no interest to look around too much or see the basement. Big sigh of relief nonetheless. There is a property management company, but I don't think they will have anyone there for the appraisal.
My initial thought was chop and total breakdown, but I've heard some mixed stories online (appraiser forums, and here), as well as from some local friends that have been through this kind of thing that have me rethinking this. Some suggest denying access to an unfinished part of a house, with a simple excuse of "housemate that just moved out has key because he is still in the process of storing stuff in the basement /moving".. which I'm sure appraisers in this area might see through. I do have some decent photos of the basement pre-build/grow that I could give the appraiser, and I have dimensions measured, which I could share.. Wondering what kind of reaction I can expect if I go this route. I'm feeling that at worst it will delay a breakdown before a second visit to finalize the appraisal. I was told they wanted to have it done this week, so I'm hoping the fact that it is scheduled for friday might encourage them to just sign off without need to come back Monday.
Any thoughts or stories are welcomed
thanks
edit: I should note that plants are all big /trellised/ pretty floppy, etc, so moving them intact and reinstalling is not very practical. I do have a satellite place I could dry them... although quite premature, they probably will still look pretty decent.