Is being pregnant considered a pre-existing condition w/ health insurance?
ok here is the scoop...my fiance is 8 weeks pregnant....we went to the hospital and found that out last weekend.
she doesn't have health insurance....and when we went to try to get medicaid they said that I make too much money.
we've been planning to get married anyway, just might have to be sooner than planned so that I can get her on my insurance.
I have really good health insurance w/ my company (blue cross/blue shield)...ive had it a cpl yrs now.
I'm wondering about a cpl things:
1) typically how soon after we get married will she have coverage?
2) typically would a group health insurance provider consider pregnancy a pre-existing condition? (i think some laws say that they cant, but im not sure)
she hasn't been to the OBGYN yet, just the hospital to be sure that she really was after she tested pos. on the home preg. tests.
she needs to get in to the obgyn, but we wanna be sure that by doing that it wont push it into the "pre-existing condition" catagory first. (....if thats even an issue)
I plan to call my HR/benefits dept. tomorrow, but would sleep better tonight if i knew what to expect.
ok here is the scoop...my fiance is 8 weeks pregnant....we went to the hospital and found that out last weekend.
she doesn't have health insurance....and when we went to try to get medicaid they said that I make too much money.
we've been planning to get married anyway, just might have to be sooner than planned so that I can get her on my insurance.
I have really good health insurance w/ my company (blue cross/blue shield)...ive had it a cpl yrs now.
I'm wondering about a cpl things:
1) typically how soon after we get married will she have coverage?
2) typically would a group health insurance provider consider pregnancy a pre-existing condition? (i think some laws say that they cant, but im not sure)
she hasn't been to the OBGYN yet, just the hospital to be sure that she really was after she tested pos. on the home preg. tests.
she needs to get in to the obgyn, but we wanna be sure that by doing that it wont push it into the "pre-existing condition" catagory first. (....if thats even an issue)
I plan to call my HR/benefits dept. tomorrow, but would sleep better tonight if i knew what to expect.