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Refinance appraisal visit

max_well

Member
Looking for a little tactical advice on an upcoming refinance appraisal visit happening at the end of the week in the house I rent...
Any advice is appreciated
I'm a legal MMJ patient/grower in the Bay Area, have a moderate-sized, well-built, and sealed room in a nice unfinished basement. Basement access in only from the outside, back of the house. I'm in week 6, and things looking great but need a couple weeks to finish fully of course. It's a nice house, with out-of-state owners looking to refinance. We have a great relationship with the owners, who were actually just in town and came by for a meet and greet and were very happy with how we keep the place, and no interest to look around too much or see the basement. Big sigh of relief nonetheless. There is a property management company, but I don't think they will have anyone there for the appraisal.

My initial thought was chop and total breakdown, but I've heard some mixed stories online (appraiser forums, and here), as well as from some local friends that have been through this kind of thing that have me rethinking this. Some suggest denying access to an unfinished part of a house, with a simple excuse of "housemate that just moved out has key because he is still in the process of storing stuff in the basement /moving".. which I'm sure appraisers in this area might see through. I do have some decent photos of the basement pre-build/grow that I could give the appraiser, and I have dimensions measured, which I could share.. Wondering what kind of reaction I can expect if I go this route. I'm feeling that at worst it will delay a breakdown before a second visit to finalize the appraisal. I was told they wanted to have it done this week, so I'm hoping the fact that it is scheduled for friday might encourage them to just sign off without need to come back Monday.
Any thoughts or stories are welcomed
thanks


edit: I should note that plants are all big /trellised/ pretty floppy, etc, so moving them intact and reinstalling is not very practical. I do have a satellite place I could dry them... although quite premature, they probably will still look pretty decent.
 

Green Supreme

Active member
Veteran
I have had to box everything in wardrobe boxes and rent a cube van a few times. Park a few blocks away and yer good. Peace GS
 

Grass Lands

Member
Veteran
just went through this last year...I took no chances and boxed all the plants up stored them in the garage (was at week 7 in flower) new cardboard stinks to high heaven. O also put out some fabric softener sheets to give off some odor. all went well and I'm still growing at the same spot.

Best to box all the shit up and play it safe. I know its a pain in the ass but hey its how we growers live.
 

watts

ohms
Veteran
Could say you got a son asleep with the flu in the room where your grow is. They may or may not re-schedule. Worked for me at least.

I see that you don't own the house, so might try to contact the owners to see if you can reschedule after your harvest, otherwise it's probably best to kill the grow. Sucks.
 

max_well

Member
Hey all, thx for various advice. Everything went better than expected.... I left everything in place and was gonna stick to the housemate has the key story, but it didnt even get that far.... Appraiser was super cool and had worked in the house before, so he just needed a quick few pics here and there, but nothing in basement. Ended up chatting to him for a while-- felt kind of foolish for having gotten worked up about it, but certainly would feel a lot worse if i had taken huge effort to break down. I got lucky i guess. I hope thats the last stress for a while, 2 visits in one month was a lot to deal with!
 
X

X_man

Hey all, thx for various advice. Everything went better than expected.... I left everything in place and was gonna stick to the housemate has the key story, but it didnt even get that far.... Appraiser was super cool and had worked in the house before, so he just needed a quick few pics here and there, but nothing in basement. Ended up chatting to him for a while-- felt kind of foolish for having gotten worked up about it, but certainly would feel a lot worse if i had taken huge effort to break down. I got lucky i guess. I hope thats the last stress for a while, 2 visits in one month was a lot to deal with!

That's cool Max, glad it went smoothly for ya.

but still who needs that kinda stress.

enjoy the fruits of your labor.
 
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