FOUND OUT THE LANDLORDS NOT MAKING THE HOUSE PAYMENT.

[pearlemae]

The landlord isn't really a scumbag, he's more of a really shitty business man. He's got a broke dick restaurant that makes little or no money. He has his own house my house and another rental all with multiple mortgages took all the money out of his retirement and it all went down the black hole he calls a restaurant. I told him to get Resturant Impossible, or Ramseys Kitchen Nightmares to come and save his butt, but he can't bring himself to do that. He said someone else had emailed him an application for restaurant impossible. So he's a guy that has made a bunch of really poor business decisions and is now paying the price. I offered to do a short sale two years ago with him and he said he didn't want to bang his credit, well I told him I didn't want to but the place now at all. So he can take the credit hit and it'll be his load to bear, he has three houses under water and is now paying the piper. We on the other hand are moving. Also just for general knowledge a disabled vets pension can not be attached or touched by anyone for any reason, fed law says so, if I were to be sued he can't get anything.

 

[pearlemae]

Supposedly he stopped making the house payment on the advice of his attny. I'm not sure thats an attny I'd use for anything.

 

[Blunter_Hunter]

i love thisone https://www.icmag.com/ic/picture.php?albumid=34966&pictureid=830898

 

[ZippyThePinhead]

Simply shitty what your landlord is pulling, and then expecting you to stay for another 6 months just to line his pockets? Screw him get out fast.

 

[gaiusmarius]

as has been said, legally those two things are separate matters. your LL going bankrupt and not fulfilling his obligations, has nothing, NADA, to do with your obligations. you need to follow the contract conditions. if you want to leave you need to give notice. anything else will just cause you problems in the end. while you live there paying rent is your legal obligation. it doesn't depend on what your LL does with that money.

 

[Hank Hemp]

Stop growing, don't pay rent, let johnny law throw you out. Save the rent money for a better place. You can be picky now. ps Good luck, you'll need a little.

 

[Bunz]

Stop growing, don't pay rent, let johnny law through you out. Save the rent money for a better place. You can be picky now. ps Good luck, you'll need a little.

Once he gets thrown out by Johnny Law, he's going to have an eviction as part of public records. Having an eviction doesn't allow him to be picky, in fact it will eliminate 80% of the places that are available to him.

 

[Bunz]

Does he need to hire a lawyer and pay court fees to fuck with you or does he just report you? I am sure it is different in different places.

Simple evictions don't require lawyers and court costs are minimal. Most leases read that if a dispute does go to court, any lawyer or court costs are paid by the losing party. If he's living there without paying rent, he'd lose. Again, not saying I agree with it, but it's the law.

Bunz

 

[mrcreosote]

Some banks are sitting on so many empty houses they have ulcers. Go talk to local bankers and tell them you will housesit for them and maintain the lawns on a few local props in exchange for rent. Tell them you are willing to be bonded against loss.

Life is a negotiation. Get creative and work out a win-win scenario for both the bank and yourself.

 

[iheartmj]

that blows man , gl to u

 

[Bunz]

Some banks are sitting on so many empty houses they have ulcers. Go talk to local bankers and tell them you will housesit for them and maintain the lawns on a few local props in exchange for rent. Tell them you are willing to be bonded against loss..

 

[Hash Zeppelin]

Simple evictions don't require lawyers and court costs are minimal. Most leases read that if a dispute does go to court, any lawyer or court costs are paid by the losing party. If he's living there without paying rent, he'd lose. Again, not saying I agree with it, but it's the law.

Bunz

that sucks; but if the land lord did not hold up to their end of the contract, it would make the contract null and void at fault of the landlord prior to the tenets lapse of rent. Therefore he should not be able to be forced into paying rent. there has got to be some sort of law covering a person paying rent under contract. They can't just be ripped off and then kicked out. It does not make sense that there would not be legal protection. if there is not legal protection then the only way to deal with it is back woods justice, and that is quick. just takes a rope and a tree. not that it is right, but when the law provides no solution people find there own. Humans are just the smartest, most territorial apes. To prevent extinction through genocide we had to use our brains to create some order. Solution to civil problems through law has been the way we function in society since Hammurabi. Our government knows this. They have been around over 2 centuries. they are not perfect, but this seems like pretty basic consumer protection logic to me. They have got to have it covered.

lol this sativa has me thinking a little too much on this......

 

[Bunz]

that sucks; but if the land lord did not hold up to their end of the contract, it would make the contract null and void at fault of the landlord prior to the tenets lapse of rent. Therefore he should not be able to be forced into paying rent. there has got to be some sort of law covering a person paying rent under contract. They can't just be ripped off and then kicked out. It does not make sense that there would not be legal protection. if there is not legal protection then the only way to deal with it is back woods justice, and that is quick. just takes a rope and a tree. not that it is right, but when the law provides no solution people find there own. Humans are just the smartest, most territorial apes. To prevent extinction through genocide we had to use our brains to create some order. Solution to civil problems through law has been the way we function in society since Hammurabi. Our government knows this. They have been around over 2 centuries. they are not perfect, but this seems like pretty basic consumer protection logic to me. They have got to have it covered.

lol this sativa has me thinking a little too much on this......

Nope...............two entirely different contracts. Just because the landlord defaults on his contract, doesn't allow the tenant to default on his. Although it sucks, if you think about it the person paying rent isn't being ripped off. He's paying rent and in turn, he is being provided with a place to live. The tenant signed the lease agreement with the landlord, not the bank. The courts are very tenant friendly, however once you stop paying rent, you have violated your lease or rental agreement and the courts will rule in favor of the landlord. If the landlord had violated the lease, it would be in favor of the tenant, however I've never seen a lease where it states that if the landlord defaults on his mortgage, the tenant can stop paying rent. The laws are written this way and judges follow the laws, no matter how shitty the situation is.

Backwoods justice would just add more problems into the loop. Should you get caught, renting a house wouldn't be an issue anymore. You'd have a 10' x 10' complete with window bars and a mattress for years to come..............................rent free!!!

 

[flubnutz]

^ bunz and dagnabit, both good advice, check up on this stuff, i had to eat crow big time over rental shit once and that was enuf, luckily i wasn't out any cash. check the local laws, and dagnabits point is good, you could just stay put, you'd be doing the bank a favour.

 

[VagPuncher]

GTFO.

 

[NOKUY]

watch a cpl episodes of judge judy...you'll quickly see where this is going

 

[bombadil.360]

GTFO.

ditto.

 

[Captain Ginyu]

Remember folks, it does not matter if the landlord has made a mortgage payment or is soon going to foreclose, YOU CAN STILL GET EVICTED FOR NONPAYMENT OF RENT!And it can happen in 60 days or less in most states, which is alot quicker than foreclosure. In the eyes of the court, the landlord STILL has possession of the property until seized; and therefore, you are still bound by your lease agreement.

And don't be fooled by the bank telling you to start sending them money instead before the property changes hands either. They will keep it, & won't do a damn thing for you when the landlord evicts you! (I know someone who went through this).Not unless you have a signed lease from them, which they usually never do. Just remember, if nobody wants to give you anything in writing, it's time to do the packing!

 

[pearlemae]

Well thanks everyone for the advice. We are going to move looking for a place. I'm not out to screw the landlord. He just made a whole bunch of poor business decisions and the economy hasn't helped either. I will continue to pay my rent until I find a new place. I have an excellent history, I'm the tenant that landlords dream about, the biggest problem is the Landlords that think their place is the freakin Taj Mahal and want your first born and both ears as deposits if you have pets. Its the people that have dogs that rip a place up thats made it hard for the rest of us.

Bunz..... Thanks for the advice, well spoken and I agree with you all the way.

So I continue to look on Craigslist and marvel at the dumps and how bad the college students get screwed on rents.

I will keep everyone informed,I do need a house I can do my thing in also.

 

[ZoSo]

I find it interesting the opinions of some on issues like this.

There's morality and then there's the law. And in shitty situations like this some times you have almost no choice but to use the law to your advantage and let the morality of it all take a back seat. Especially in this economy.

It's like when my mom let her house go, which was worth less than half of it's mortgage at the time, and used my dad's life insurance to buy a smaller house with cash. Not the most honest thing to do, but the right decision financially. ...At least we didn't strip the fuckin house of all appliances and metals like we've seen on a staggering number of properties.

Now, in this situation unfortunately it's not just the bank that's getting screwed, there's an innocent party in the middle of it all. It's shitty, but you can't really blame it all on the owner. He's screwed too and like said before, he didn't have to say shit. Coulda just let it ride until the bank kicked the tenant out.

So morality be damned, do what's best for you within the letter of the law (at least most of it, anyway). As much as we'd all love for the world to be perfect and for everyone to be like fuckin carebares it just doesn't work that way. You gotta do what you gotta do to survive.

You think the rich care about who they screw to make a profit? Get real. And as long as the game works this way sometimes you just gotta play it too.