Crap - Insurance Co. wants to inspect house - Security & Legal Issues - International Cannagraphic Magazine Forums

05-03-2007, 05:19 AM

Sh*t...

Got a call yesterday from insurance co. (not my agent, the actual company).

My house insurance is up for renewal June, and they insist on doing a full house inspect before they'll renew policy.

Almost 20 yrs. with them - never made a claim.

He's coming in Tues a.m. - guess I'm gonna hafta move my gro, and clean the hell outta my house. My missus sez her friend just had same thing, and they swabbed all kinds of areas in house.

Hope that's just mold they're lookin' for, cause a pot swab on me or my possessions would blow up their testing machine.

Crap...

ws

UmphreyMcgee420 · 05-03-2007, 05:25 AM

get a Uhaul, and fill it up with everything and park it somewhere close but not right out front lol. and reinstall everything back to the way it was. thats the only thing i could really think of

A-Loc · 05-03-2007, 05:38 AM

umphrey's got a good idea there. i'de do what he said. is there no way you could just hide the plants somewhere outside for a few hours?

05-03-2007, 05:41 AM

It's something to consider - I do have an outdoor shed at the back of my yard, maybe I could stick everything in there...

Crap...

ws

UmphreyMcgee420 · 05-03-2007, 05:53 AM

i would just want to be on the safe side, as if they found some plants, or anything of the sort it wouldn't be good.

05-03-2007, 06:16 AM

I wouldn't put it in the shed...if its on your property they might wanna even check the shed too. I'd say the uhaul idea is a good one.

05-03-2007, 06:26 AM

Quote:

Originally Posted by UmphreyMcgee420

i would just want to be on the safe side, as if they found some plants, or anything of the sort it wouldn't be good.

Quote:

Originally Posted by sow the seeds

I wouldn't put it in the shed...if its on your property they might wanna even check the shed too. I'd say the uhaul idea is a good one.

You guys are bang on - I've gotta get all this stuff outta here...

And yet again, I say "Crap"...

Thanks y'all - it really helps getting a non panicky opinion (or 2, or 3, or 4...)

ws

inflorescence · 05-03-2007, 06:42 AM

You haven't made a claim in 20 years. Do you really need insurance? lol
What do you value more, growing or paying for something you're never gonna cash in on.
I say tell the insurance company to take a hike.

05-03-2007, 08:46 AM

I second that, definitely shop around at the very least, you might be pleasantly surprised. Their competition knows of your claim history as well, bargain with it. In the mean time, ensure that 'somthing comes up' next tues.

Verite · 05-03-2007, 10:02 AM

Exactly.. the insurance business is cut throat to begin with so theres no reason you have to take any kind of shit. Call em back and tell them they can look all they want from the outside [ considering I dont think theres any law stating they are allowed in the house in the first place.] .. otherwise just go ahead and switch.

I had my insurance guy mail me a letter telling me I had to get the eaves of my house painted and my gutters fully repaired before they would renew on my policy. I called him back asking if he was positive that thats the way he wanted to do business with me. He gave me some crap line how the company was 'reviewing' all their policies the same way. I politely told him he was full of shit because I knew damn well it wasnt the 'company' that came over to look my house over and make that recomendation it was him. I also told him he could expect me to cancle by the the end of the week. I saved about $150 a year going with someone else.

05-03-2007, 05:19 AM	#1
Guest Guest Posts: n/a	Crap - Insurance Co. wants to inspect house Sh*t... Got a call yesterday from insurance co. (not my agent, the actual company). My house insurance is up for renewal June, and they insist on doing a full house inspect before they'll renew policy. Almost 20 yrs. with them - never made a claim. He's coming in Tues a.m. - guess I'm gonna hafta move my gro, and clean the hell outta my house. My missus sez her friend just had same thing, and they swabbed all kinds of areas in house. Hope that's just mold they're lookin' for, cause a pot swab on me or my possessions would blow up their testing machine. Crap... ws
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05-03-2007, 05:38 AM	#3
A-Loc mofuckin farmer smurf Join Date: May 2005 Location: way up in the hills Posts: 876	umphrey's got a good idea there. i'de do what he said. is there no way you could just hide the plants somewhere outside for a few hours? __________________ F.U.C.K.E.M. "I wouldn't recommend sex, drugs or insanity for everyone, but they've always worked for me." Hunter S. Thompson R.I.P. gotta stay up, possitivity is key. High Rider
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05-03-2007, 08:46 AM	#9
Guest Guest Posts: n/a	I second that, definitely shop around at the very least, you might be pleasantly surprised. Their competition knows of your claim history as well, bargain with it. In the mean time, ensure that 'somthing comes up' next tues. Last edited by sgt.stedanko; 05-03-2007 at 08:48 AM..
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05-03-2007, 10:02 AM	#10
Verite My little pony.. my little pony Join Date: Jul 2005 Posts: 4,750	Exactly.. the insurance business is cut throat to begin with so theres no reason you have to take any kind of shit. Call em back and tell them they can look all they want from the outside [ considering I dont think theres any law stating they are allowed in the house in the first place.] .. otherwise just go ahead and switch. I had my insurance guy mail me a letter telling me I had to get the eaves of my house painted and my gutters fully repaired before they would renew on my policy. I called him back asking if he was positive that thats the way he wanted to do business with me. He gave me some crap line how the company was 'reviewing' all their policies the same way. I politely told him he was full of shit because I knew damn well it wasnt the 'company' that came over to look my house over and make that recomendation it was him. I also told him he could expect me to cancle by the the end of the week. I saved about $150 a year going with someone else. __________________ Strains by Verite .......................... Holy Grail Intro, Seeds at Seebay, Private Breeders Orange Diesel Intro, Seeds now at Seedbay
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05-03-2007, 05:25 AM	#2
UmphreyMcgee420 Heady Connoisseur Join Date: Feb 2006 Posts: 1,306	get a Uhaul, and fill it up with everything and park it somewhere close but not right out front lol. and reinstall everything back to the way it was. thats the only thing i could really think of
	Quote

05-03-2007, 05:41 AM	#4
Guest Guest Posts: n/a	It's something to consider - I do have an outdoor shed at the back of my yard, maybe I could stick everything in there... Crap... ws
	Quote

05-03-2007, 05:53 AM	#5
UmphreyMcgee420 Heady Connoisseur Join Date: Feb 2006 Posts: 1,306	i would just want to be on the safe side, as if they found some plants, or anything of the sort it wouldn't be good.
	Quote

05-03-2007, 06:16 AM	#6
sow the seeds Guest Posts: n/a	I wouldn't put it in the shed...if its on your property they might wanna even check the shed too. I'd say the uhaul idea is a good one.
	Quote

05-03-2007, 06:42 AM	#8
inflorescence Banned Join Date: Feb 2006 Posts: 1,341	You haven't made a claim in 20 years. Do you really need insurance? lol What do you value more, growing or paying for something you're never gonna cash in on. I say tell the insurance company to take a hike.
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