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| Forums > Marijuana Growing > Growroom Designs & Equipment > Grow Room Safety > Insurance and growroom | ||
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07-05-2011, 02:32 AM
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#1 |
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Member
Join Date: Jan 2007
Posts: 262
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Insurance and growroom
Hi!!
If I make a growroom for normal plant, indoor garden. I have to call my insurance and tell them that I have an indoor garden. My question is... If I tell them that I have an indoor garden for normal plants, if my house catch on fire...they will be able to know that was not normal plants? Thank you!! |
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07-05-2011, 02:42 AM
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#2 |
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Grower of Connoisseur herb's.
 
Join Date: Mar 2011
Location: (831), (775), and .....?
Posts: 4,796
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I haven't told my insurance guy, if it goes up...I claim bad wiring or racoons nibbling on the electrical, then I catch a racoon and hook him up to about 400 amps, smoke him then throw him into what is left of my growroom.
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Iron City Seeds NextGen Agricultural Consulting & Iron City Seeds I grow and am motivated by the pure genius of Heath Robinson! The more people I meet the more I like my dog |
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07-05-2011, 04:19 AM
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#3 |
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FACILITATOR
Join Date: Dec 2010
Location: Northern Michigan in the toulies!!
Posts: 4,401
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A growroom of mj voids most insurance policies. Even in Med States. Although I 'heard' Farmers would inspect your OP and write a policy. Even crop insurance. Picture that conversation? Super sour train what?
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07-05-2011, 08:47 PM
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#4 | |
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Member
Join Date: Jan 2007
Posts: 262
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Quote:
My worry is when the house is burned...they can know if it really was normal plant or mj? Risked plan or have sense? |
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07-05-2011, 09:01 PM
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#5 |
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weed fiend
Join Date: Oct 2008
Location: Shakedown St.
Posts: 14,779
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I'd check the rate increase before telling somebody I have an indoor grow operation (that might happen to be illegal.) Just use quality gear, the correct gauge wire and don't run anything over 80%.
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07-06-2011, 03:01 AM
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#6 |
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Member
Join Date: Jan 2007
Posts: 262
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80% is ok as long as you don't experience voltage drop. Go see the sticky about fireproofing.
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07-06-2011, 03:07 AM
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#7 |
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weed fiend
Join Date: Oct 2008
Location: Shakedown St.
Posts: 14,779
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Not talking about your voltage dropping. You only want 80% draw on things like wire, timers, surge protectors etc.
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1 members found this post helpful. |
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07-11-2011, 01:18 AM
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#8 | |
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Member
Join Date: May 2010
Posts: 642
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Quote:
A voltage drop would increase amperage. But magnetics have multi-taps so not sure what would happen if the voltage dropped heavily. I seriously think you are over thinking the insurance issue. First everything would have to be done to code, electrical, plumbing etc. Indoor grow ops are not that common to code inspectors and I am sure it would raise a lot of questions. How many indoor ops are there in cali located in someones basement that dont get inspected? This inspection would increase your build costs. secondly, the chances that your MJ plants are 100% burned beyond any trace are quite small IMO. It seems most house fires, the house gets damaged, but rarely burns to the ground. Just my opinion you are better off making sure your op is properly wired. proper wire size, breakers, no exposed wire, etc |
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07-11-2011, 01:21 AM
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#9 |
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Registered User
Join Date: Mar 2011
Location: Medicated State
Posts: 1,831
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Well, if you don't tell em it's a weed crop... how are you going to claim 4800 per bow in damages... along with the equipment & house? That's what I don't get...
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07-29-2011, 03:24 AM
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#10 |
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Top Of The Food Chain
Join Date: Sep 2007
Posts: 349
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yea.... if you got to do it then whack a coon and let him take the fall(prolly deserves it anyways).
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