saw one of their adds they say their money is expensive 215% interest unbelievable
http://www.westernsky.com/General/Rates.aspx
http://www.westernsky.com/General/Rates.aspx
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western sky financial WTF
- Thread starter growshopfrank
- Start date
H
h^2 O
it's run by a Native American...he's like not subject to US law or something. I checked it out, if you take out a loan of like 500, you have to pay them back like 2000. The max loan they do is $5,000...and I'd assume you'd have to pay back like 15,000. It's really messed up. I think you have to give them a bank account number and some other shit...what I would do is open an account different from the one you normally use, and have them deposit the money in that, then take the money out, and never talk to Western SKy again. Use a bogus mailing address, since the cash goes right to your bank account. USe a throwaay trac phone for contact phone number. I might do this...take out a loan for like $3,000...
M
MacGyver420
that would never work
also; they (native americans) got fucked by the white man for hundreds of years; now its their turn so it seems...
i don't have much pity for people who take on outrageous loans, or who gamble excessively and lose their money.
was that the iindian guy ? think i saw that name. the one with gary coleman wasnt much better rates. the remaning indians are screwing us for killing alot of them. casinos,loansharking ect. big props to viejas indians for your endless crableg buffet.
and if you dont pay em back that 215 percent . they show up in war paint and scalp your ass. anyone dumb enough to pay that rate deserves to be broke and bald
H
h^2 O
how would that not work?
a) use a bogus mailing address
b) use a tracphone for contact number
c) have the money deposited into a new account
d) take out the money
e) throw away the tracphone, or just turn it off
f) end of story
They will try to freeze your account possibly, but it will be an account that is useless and created solely for the deposit from Western Sky.
They will try to call you, but remember, you used a tracphone for contact number
You gave them a bogus address - they will not come to your door
Just like maxing out a new credit card and never paying anything off, all they will do is write you letters for collection and call you. But you gave them bogus info for both, so you will not be bothered.
Out of the dozen or so credit cards I have maxed out and never paid up on, not once was I brought to court. They just write it off.
I'm opening an account with a different bank this week and calling up Western Sky to make this happen. Thanks for the reminder.
M
MacGyver420
how exactly do you plan on opening a bank account without an id?
he is off the meds again. ^^^^ take your pills h20
H
h^2 O
i didn't say anything about creating a fake bank account. I said to open a bank account at a new bank, which if seized by Western Sky for non-payment, will not effect you, since you only used the account to have Western Sky deposit money.
This isn't rocket science. This is how America works.
You either join in the feeding frenzy or sit back with a frown on your face and complain how other people are beating the system.
H
h^2 O
say you're a self-employed carpenter. Give them your real vital stats. Give them a tracphone number for contact number. A yahoo email for email contact. And someone else's address. Or even use your own address if you don't mind the constant stream of reminder notices to be mailed to you. The bank account you will use is not fake, it will be a NEW account which you open solely for the purpose of having Western Sky deposit money into. Once you take that money out, just forget about the bank account. And forget about the tracphone.
H
h^2 O
just did some quick Googling, looks like since Western Sky is tribal land, any loans are not legal. What happens is a company in your state will buy the loan from Western Sky...they sell the loan to them. So for one guy who took out a loan from Western Sky of $2,500...he got a letter from an agency in his state, saying the loan was now with them. The guy figured out the loan was not legal because of this, and is only paying back the amount he took out - the $2,500. I will do one better and just not pay back ANYTHING, let collector's buy the debt off each other for a year or two until someone writes it off, and never hear about it again.
walt cunningham
Member
go give it a try and let us know how it works
H
h^2 O
good thread -
http://www.debtconsolidationcare.com/paydayloan/cashcall-paymentobligation-2.html
"This contract is illegal in my state and cannot be enforced"
lol -
"its a long drawn out thing but basically they started showing up at my HOUSE...so despite the fact
I was going to pay them just a month later, they continued to harass me, harass me at my front door and intimidate my children..so I refused to pay and still refuse to pay."
WOW. Can they really do that? Show up at your door???????? I would just laugh and slam the door.
http://www.debtconsolidationcare.com/paydayloan/cashcall-paymentobligation-2.html
"This contract is illegal in my state and cannot be enforced"
lol -
"its a long drawn out thing but basically they started showing up at my HOUSE...so despite the fact
I was going to pay them just a month later, they continued to harass me, harass me at my front door and intimidate my children..so I refused to pay and still refuse to pay."
WOW. Can they really do that? Show up at your door???????? I would just laugh and slam the door.
i hope you plan on living with grandma forever and never owning much.
